California, May 2013, Obama Care To Increase …
That Obama Care now more than doubles insurance premiums for many Californians is especially ironic, given the political posturing of the President and his administration in 2010.
Obama Care is now Law
But what’s it called? The full name of Obama Care, or The New Universal Health Scare Initiative is now The Patient Protection and Affordable Scare Act. It became law on 23 March 2010 and was upheld by the Supreme Court on 28 June 2012.
It was off to a good start with mostly Democrats singing its praise and lauding the victory of passage over their Republican colleagues. That is, until the original dust storm settled and everyone got a chance to see just what was in it. Just as House Minority Leader Nancy Pelosi said, “You have to pass the bill to see what is in it.”
Those in favor of it trumpeted all of the benefits:
- Cheaper rates
You can’t be denied insurance because of a preexisting condition
Senior citizens will enjoy a cap on how much they can be charged for a health policy
You can keep your doctor if you like your doctor
You can keep your own health plan if you like it
Parents could keep their children on their health policy until they were 26 years of age
Now 20,000 pages
Representative Pelosi was prophetic in her remarks. Obama Care in all its splendor was laid bare for all to see. All 11,000 or so pages of the bill itself and the accompanying regulations. (Now 20,000 pages in 016.) Everybody had a field day talking about the new law.
Be insured or face a penalty.
Some of the details of the law are far more pertinent than others for consumers. Put simply, you need to be insured or face a penalty starting in 2015, you can’t be denied insurance or face a wait to get it because you have a pre-existing condition and if you’re a senior citizen, there will be a cap on how much more you can be charged for health insurance than a young person. Other popular provision were included.
At least that is what we were told. Somewhere, something changed…
Open enrollment was to begin on 1 October 2013 with other provisions becoming effective in 2014 and beyond.